Consumer EV Finance

Drive Electric. Save Money. Reduce Emissions.

Looking to buy an electric vehicle but unsure about the upfront cost? enerGfin makes it easier than ever to own or lease an EV with flexible, low-rate finance tailored to your lifestyle and budget.

Whether you're eyeing a Tesla, BYD, Polestar, Hyundai, or any other electric model, we connect you with green-focused lenders offering competitive terms—so you can get on the road faster with less financial stress.

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Why Choose an Electric Vehicle?

• Lower Running Costs
  EVs cost significantly less to charge and maintain than petrol or diesel cars.

• Government Incentives
  Access state-based rebates, stamp duty exemptions, and Fringe Benefits Tax (FBT) savings if salary packaging.

• Zero Tailpipe Emissions
  Drive with the peace of mind that you’re reducing your environmental footprint.

• Future-Proof Your Ride
  As Australia shifts to a clean transport future, EVs offer better long-term value and resale potential.

• Smooth, Quiet Driving Experience
  Instant torque, no engine noise, and smart onboard tech make EVs a joy to drive.

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What We Finance

enerGfin arranges personal finance for:

• Brand new electric vehicles

• Pre-owned EVs

• EVs purchased through dealerships or private sale

• EV + home charger bundles

• EVs bought via novated lease or salary packaging

• Home battery + EV financing (for full clean energy integration)

Whether you're a first-time EV buyer, upgrading your ride, or joining a car share or rideshare platform—we can help.

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Flexible Finance Options

We offer tailored EV loan products designed for individuals:

• Low-rate green car loans

• $0 deposit options

• Fixed repayment terms (up to 7 years)

• Early payout flexibility

• Novated leases (for employees via salary sacrifice)

• Pre-approvals for confident shopping

Many of our lenders also offer rate discounts for energy-efficient vehicles.

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Why Finance Your EV with enerGfin?

• EV Finance Specialists
  We understand the electric vehicle landscape—battery depreciation, incentives, resale value, and more.

• Green Lender Access
  Get matched with lenders that reward sustainable choices through lower rates and flexible terms.

• Simple, Fast Process
  Apply online and receive expert support from our team every step of the way.

• Installer & Dealership Friendly
  We work with your chosen supplier to ensure a smooth handover and coordinated funding.

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Ready to Make the Switch?

Driving electric doesn’t have to come with a high upfront cost. With enerGfin, you can access smarter, more sustainable transport—on your terms.

Apply online or speak to our team today to get started with your personalised EV finance quote.